Preeminent Plaintiff's Trial Law Firm 
COVID-19 Business Interruption Claims

At Greene Broillet & Wheeler, our seasoned team of professionals have over 100 years of combined legal experience handling complex legal matters.

COVID-19 Business Interruption Claim Denials

California Insurance Bad Faith Attorneys Fighting for Business Owners

As the COVID-19 pandemic continues to spread across the United States, many businesses are facing temporary and permanent closures as the result of “stay at home” and “shelter in place” mandates. On March 19, 2020, California Governor Gavin Newsom ordered that businesses marked as “non-essential” close their doors for business indefinitely. While it was a necessary measure to protect public health, many California businesses are now suffering serious losses and painful economic burdens.

In these difficult times, non-essential business owners who have purchased business interruption insurance should be protected by the companies that issue these policies. Unfortunately, many owners have reported that insurance providers are issuing blanket denials for COVID-19 loss of business income claims, blocking them from vital funds and resources. At Greene Broillet & Wheeler, LLP, our insurance bad faith attorneys are committed to holding insurance providers accountable for unfair denials – and helping your business survive during this extraordinary crisis.

To learn how our team can help with your business interruption claim denial, contact Greene Broillet & Wheeler, LLP at (866) 634-4525 or contact us online. We serve clients in Los Angeles, California, and nationwide.

Does Business Interruption or Loss of Business Income Insurance Cover the Coronavirus?

Business interruption or loss of business income insurance is included in many property and casualty loss policies, and it is designed to protect businesses from the financial fallout of tragic, unforeseeable events, from physical losses such as theft to natural disasters. When you file such a claim, you may be eligible to receive coverage for loan payments, profits, employee wages, rent, and other costs associated with the interruption. Depending on your policy, this coverage may apply for up to 12 months.

During the SARS outbreak in 2003 – which also involved a fast-spreading coronavirus – many insurance providers intentionally re-wrote their business interruption insurance policies to exclude losses from viruses, bacteria, and other microorganisms. However, not every policy has language that excludes virus-related business losses, and upon further inspection of those policies containing a virus exclusion, insurers may even have a duty to provide coverage in the event of a viral pandemic. For example, if your policy includes “civil authority” coverage, you may be protected in the event of a government-mandated shutdown, regardless of the reason.

Should I Seek Legal Help for a COVID-19 Business Insurance Claim Denial?

Right now, many insurance providers are engaging in bad faith by denying coverage to business owners who should be protected under interruption policies. In fact, so many insurers have been attempting to avoid their responsibility that the California Department of Insurance has issued a notice requiring insurers to properly investigate business interruption claims within 40 days. If your insurer has already denied your business insurance claim, our California attorneys at Greene Broillet & Wheeler, LLP, can represent you in all matters related to your denial and your claim.

If all of the following apply to you, you may be eligible for coverage under your business interruption insurance policy:

  • You are a California business owner affected by the COVID-19 pandemic.
  • You can show significant financial losses because of the pandemic or the government-ordered shutdown of non-essential businesses.
  • Your business insurance policy includes business interruption or loss of business income insurance.

Our legal team understands that this is an unprecedented time for our country, and with compassionate counsel and vigorous advocacy, our insurance bad faith attorneys are fighting for business owners and their right to insurance coverage. It can be overwhelming to go up against the resources of large insurance companies as a small business owner, which is why we will stand by your side and help you navigate the appeals process after a COVID-19 business interruption claim denial. By reviewing your policy in-depth and determining your legal options, we’ll help you understand your options and find a clear path forward.

Contact us at (866) 634-4525 today to get started with a free consultation and policy review. We also work on contingency fees, which means you will not have to pay unless we recover for your claim denial.

  • Best Law Firms by US News
    Best Law Firms by US News

    Named in U.S. News - Best Lawyers® "Best Law Firms,” Greene Broillet & Wheeler, LLP ranks as Tier 1 Personal Injury and Product Liability firm in Los Angeles.

  • The Inner Circle of Advocates
    The Inner Circle of Advocates

    Founding partners Browne Greene and Bruce A. Broillet are both members of the exclusive invite-only Inner Circle of Advocates, as two of the top 100 plaintiff trial lawyers in America.


    All of our attorneys are proud to be active members of the Los Angeles County Bar Association or LACBA.

  • Consumer Attorneys of California
    Consumer Attorneys of California

    Many firm members have been honored by the Consumer Attorneys of California, including Browne Greene, Christine Spagnoli, and Bruce Broillet, recipients of the Marvin E. Lewis Award. In addition, attorneys Bruce Broillet, Scott Carr, Molly McKibben, and Tobin Lanzetta has been honored with the Consumer Attorney of the Year Award.

  • Best Lawyers
    Best Lawyers

    All 15 of our attorneys have been selected to Best Lawyers® after an extensive peer review process.

  • Top 10 Wrongful Death Verdicts in California in 2019
    Top 10 Wrongful Death Verdicts in California in 2019

    Our attorneys were featured in TopVerdict for having one of the Top 10 Wrongful Death Verdicts in California in 2019, with $15 million won for the plaintiff in Keck v. Bel-Air Bay Club.

  • Super Lawyers®
    Super Lawyers®

    Our firm has more attorneys on the Super Lawyers® and Rising Stars lists than any other law firm in Southern California, with 15 members selected.


    Several partners are active members in the Consumer Attorneys Association of Los Angeles, with attorneys Browne Greene, Bruce Broillet, and Christine Spagnoli named “Trial Lawyer of the Year."


    Firm partners Christine D. Spagnoli and Molly McKibben have both been honored by the Women Lawyers Association of Los Angeles and are active members.

  • Top 50 Personal Injury Verdicts in California in 2019
    Top 50 Personal Injury Verdicts in California in 2019

    After winning $2.6 million for the plaintiff’s side in a head-on collision case, our victory was named in the Top 50 Personal Injury Verdicts in California in 2019 by TopVerdict.

  • Best Lawyers: Ones to Watch
    Best Lawyers: Ones to Watch

    Recipients of this recognition are held up to the same standards as for The Best Lawyers in America, but only legal professionals in the first ten years of their careers qualify. Four attorneys at GBW have been recognized with this award in 2021.

  • American Board of Trial Advocates
    American Board of Trial Advocates

    Several of our partners are members in the American Board of Trial Advocates, a national invite-only association consisting of the most experienced trial lawyers.

  • Top 100 Settlements in California in 2019
    Top 100 Settlements in California in 2019

    Greene Broillet & Wheeler, LLP, was featured by TopVerdict in the Top 100 Settlements across all practice areas in California for 2019.

  • International Society of Barristers
    International Society of Barristers

    Our team includes several Fellows and Associates with the invite-only International Society of Barristers in recognition of their trial advocacy.

  • International Academy of Trial Lawyers
    International Academy of Trial Lawyers

    Bruce A. Broillet and Christine D. Spagnoli are Fellows with the invite-only International Academy of Trial Lawyers, a group of elite trial lawyers from over 30 countries.

  • America’s Top 100 High Stakes Litigators
    America’s Top 100 High Stakes Litigators

    As a member of America’s Top 100 High Stakes Litigators®, founding partner Bruce Broillet joins a select group of California lawyers. Only 0.5% of active attorneys in the United States receive this honor.

  • American College of Trial Lawyers
    American College of Trial Lawyers

    A preeminent trial lawyers’ organization in North America, the American College of Trial Lawyers have elected firm partners Bruce Broillet, Mark Quigley, and Geoffrey Wells as Fellows.

  • Lawdragon

    Lawdragon has selected five of our firm’s attorneys to the 2020 Lawdragon 500 Leading Plaintiff Consumer Lawyers list.

  • National Trial Lawyers: Top 40 Under 40
    National Trial Lawyers: Top 40 Under 40

    The National Trial Lawyers: Top 40 Under 40 is a prestigious, invitation-only organization exclusive to the most qualified lawyers who have already proven their elite legal skills through trial results and leadership — all before the age of 40.

  • National Trial Lawyers: Top 100
    National Trial Lawyers: Top 100

    Attorneys Scott Carr and Tim Wheeler hold membership to the National Trial Lawyers: Top 100, an invitation-only legal organization consisting of the nation’s premier trial lawyers.


Greene Broillet & Wheeler

Where Success Is a Tradition®
  • Decades of Legal Experience
  • Billions Recovered For Our Clients
  • We're Always Available For Our Clients & Offer Free Consultations
  • We've Taken On Some of The Largest Corporations & Insurance Agencies

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