A Los Angeles bicyclist has lost his lower leg and suffered multiple broken bones after being hit by a minivan on Zoo Drive near the 5 Freeway. According to the California Highway Patrol (CHP), the driver of the minivan made a sudden turn, hitting the bicyclist. The minivan then dragged the cyclist for nearly 600 feet before leaving the scene of the accident.
Now, the bicyclist is left with an amputated leg, severe road rash, broken bones and no one to hold accountable. The California Highway Patrol will continue to look for the van, which they believe to be a gray Toyota Sienna. If they find it, the driver will face both civil and criminal lawsuits. What happens, though, if the CHP does not find the driver who caused the bicycle accident?
In unsolved hit-and-run cases, an injured person can turn to his or her own uninsured/underinsured motorist insurance to recover compensation for medical bills, pain and suffering, loss of income, loss of enjoyment of life, and other damages.
Uninsured/Underinsured Motorist Coverage
Uninsured/underinsured motorist insurance (UM/UIM insurance) is an optional but highly recommended insurance coverage in California. Without it, a driver is left with very little after accidents such as:
- Hit and run accidents
- Accidents caused by uninsured drivers
- Accidents caused by drivers who do not have enough insurance to cover all of your injuries
Because we cannot predict the future, it is best to purchase UM/UIM insurance. If you are injured in a hit-and-run accident, you will be very glad you did.